Sometimes we lend money because we trust. We don’t think twice. But when that friend vanishes without paying back — you start asking, “Wait, am I a friend or a free ATM?” The truth is, without proper documents, it’s hard to claim that money back. The law can help you, but you need solid proof. Don’t let your kindness become your biggest liability. Next time, write it down — even on a single piece of paper.
Can WhatsApp Messages Be Used in Court?
Yes — but with conditions.
WhatsApp chats, bank receipts, voice notes — all of these are electronic evidence that can be accepted in court under the Evidence Act 1950.
But the court will check the authenticity: who sent it, when it was sent, and the full context.
So if you ever lend money, keep every screenshot and bank slip.
Sometimes, that tiny piece of proof saves thousands of ringgit.
Borrowed Under a Company Name, Who Pays?
Many people think if the money was borrowed “under the company,” the company will take the blame.
Wrong.
If there’s no written agreement, the court might see it as a personal loan, not a business one.
That means the individual — not the company — could be held responsible.
Business or not, when money’s involved, always get it in black and white.
Chasing for Payment, Then Getting Reported
Did you know? Demanding your money back is not a crime.
But the way you do it can be.
If you threaten, insult, or send people to their house — it can be investigated under Section 503 of the Penal Code (criminal intimidation).
You have the right to claim what’s yours, but do it smart and legal.
Don’t end up being the one in trouble.
Can You Sue Someone Who Doesn’t Pay?
Yes, you can — but follow the proper steps.If the amount is small (under RM5,000), use the Small Claims Court
(Tribunal Tuntutan Kecil) — no lawyer needed.
For bigger sums, you’ll need to file a civil suit in court.
The key? Evidence. Chat logs, transfers, and proof that it was indeed a loan.
The law can help — but only if you help yourself first by keeping records.
